What's the required minimum distribution from a $100,000 retirement account?

MoneyWatch: Managing Your Money What's the required minimum distribution from a $100,000 retirement account? Here's what to know. We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 11, 2026 / 11:54 AM EDT / CBS News Add CBS News on Google The required minimum distribution from your retirement account will change annually based on age. Getty Images/iStockphoto A retirement account worth $100,000 may seem like a lot on paper but the reality is that it's often far from what's needed. New research shows that Americans consider $1.46 million the "magic number" needed to retire comfortably. At the same time, a report from earlier this year showed that the typical U.S. worker has just $955 saved for retirement. But building up your retirement funds is just one item to consider when preparing for your golden years. It's arguably equally as important to understand the required minimum distributions (RMDs) you'll be expected to take once you reach a certain age.Whether you want to or not, federal law dictates that you need to start taking money from your account at a certain point. And you'll be expected to pay taxes on tax-deferred accounts when you do, adding another layer of complexity to an already difficult situation. To better understand what you'll be expected to pay, it first helps to know what you'll be expected to take out. So, what is the RMD from a $100,000 retirement account? That's what we'll detail below.Boost your retirement savings further with a high-rate savings account here.What'...