What are today's mortgage interest rates: April 7, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 7, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Angelica Leicht Angelica Leicht Senior Editor, Managing Your Money Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications. Read Full Bio Angelica Leicht April 7, 2026 / 11:04 AM EDT / CBS News Add CBS News on Google Before you apply for a home loan, make sure you know what today's mortgage interest rates look like. jayk7/Getty Images Several recent economic challenges, including the ongoing conflict in Iran, have sent shockwaves through financial markets, and the mortgage rate environment is still sorting through the fallout. The 30-year mortgage rate has held firm above 6% to start the week, even as bond markets have swung sharply in response to mounting trade war concerns. That kind of volatility tends to make lenders cautious, and cautious lenders rarely pass savings along to borrowers — at least not right away.Still, there's a nuanced picture forming beneath the headlines. The 15-year mortgage rate has dipped slightly compared to last week, which could make shorter-term loans more attractive for buyers with the budget to handle higher monthly payments. And for homeowners who locked in rates during the peak borrowing costs of 2023, the current refinance landscape — while far from ideal — may be worth a closer look. Here's where mortgage interest rates stand today, April 7, 2026.See how low your current mortgage rate offers could be here.What are today's mortgage interest rates?The average mortgage interest ra...