What are today's mortgage interest rates: April 28, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 28, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 28, 2026 / 8:40 AM EDT / CBS News Add CBS News on Google Today's mortgage interest rates are noticeably improved compared to what was available in March. xphotoz/Getty Images The mortgage interest rate climate is constantly changing, as can clearly be seen just by the movement in recent weeks. On March 2, 2026, for example, the average rate on a 30-year mortgage was just 5.75%, meaning that qualified borrowers may have been able to find a rate closer to 5%. By March 31, however, that rate had surged to 6.37%, a more than 50 basis point jump sparked in large part by geopolitical tensions and overseas conflicts. This April, however, rates have again reversed course, and earlier this week, that average was down to 6.00% after briefly breaking into the 5% range last week.Against this backdrop, it's arguably more important than usual for borrowers to shop around and research their rate options and lenders. And that's true whether they're looking to buy a new home or refinance their existing one. Getting rate quotes from at least three different lenders can help these borrowers build a baseline to compare against. To better understand the affordability those lenders represent, however, buyers and owners must know where mortgage interest rates stand as of April 28, 2026.Start by seeing how low your current mortgage rate offers are here now.What are today's...