What are today's mortgage interest rates: April 24, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 24, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Angelica Leicht Angelica Leicht Senior Editor, Managing Your Money Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications. Read Full Bio Angelica Leicht April 24, 2026 / 9:45 AM EDT / CBS News Add CBS News on Google Understanding the current rate landscape is crucial if you want to lock in the best mortgage loan rate right now. MicroStockHub/Getty Images The mortgage rate dips that may have seemed like brief but temporary reprieves just a few weeks ago are starting to look more like a trend. The 30-year mortgage rate, for example, has officially dropped below 6.20%, a level that felt out of reach during the volatile stretch that kicked off this month, when tariff-driven market chaos was pushing borrowing costs higher by the day. The shift reflects a broader cooling in Treasury yields as trade tensions have shown early signs of thawing, and it's the kind of sustained movement that tends to get sidelined buyers back in the conversation.That said, the path forward for mortgage rates is anything but guaranteed. While the Federal Reserve is scheduled to meet this month, it has signaled it remains in no hurry to cut rates, and ongoing uncertainty around trade policy means that what the bond market gives, it can take back quickly. For buyers and homeowners considering a refinance, the window that appears to be opening right now may not stay open long. So, before deciding whether to act or wait, it helps to know exactly where rates...