What are today's mortgage interest rates: April 23, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 23, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 23, 2026 / 8:15 AM EDT / CBS News Add CBS News on Google Mortgage interest rates have changed from where they were at the end of March, providing new opportunities for buyers and owners hoping to refinance. Adam Kazmierski/adamkaz/Getty Images Just when borrowers resigned themselves to a continuous rise in the mortgage interest rate market, something surprising happened in recent days – mortgage interest rates actually declined again. After rising to an average rate of 6.37% for a 30-year mortgage at the end of March, which was up significantly from the 5.75% rates that were listed on March 2, rates this week dipped under 6% again. While that difference may not seem like a lot on paper, it can represent real interest savings for borrowers both now and over the life of a loan. At the same time, these rates are just averages, meaning that qualified borrowers may be able to find even better ones by taking the time to shop around online.Shopping for mortgage rates and lenders has been shown to result in a mortgage rate that's half a percentage point or more below average. To determine that average baseline, however, buyers and owners looking to refinance need to first establish where mortgage interest rates are now, as of April 23, 2026. Start by seeing how low your existing mortgage rate offers are here.What are today's mortgage interest rat...