What are today's mortgage interest rates: April 17, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 17, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 17, 2026 / 9:25 AM EDT / CBS News Add CBS News on Google Homebuyers and owners looking to refinance should start the process by shopping around for low mortgage interest rates. carlofranco/Getty Images With a Federal Reserve meeting looming later in April and discussions there about the future of interest rate policy, borrowers looking to secure a below-average mortgage interest rate may be tempted to wait to see what happens before making a move. And if a rate cut was likely for that meeting, that would typically be the strategic position to take. But, right now, the chances of a Fed rate cut look incredibly low (less than 2% according to the CME Group's FedWatch tool). Even if the central bank elects to keep rates frozen at its meeting on April 28 and 29, comments made by officials could still cause rates to rise. Lenders, knowing this reality, may even increase their rate offers in anticipation. So waiting a few more weeks likely won't benefit homebuyers or owners looking to refinance now.At the same time, borrowers may not necessarily have to wait to find a rate that fits their budget. After rising in March, rates here have stabilized in the first of April, and they're still noticeably less expensive than they were at similar points in 2025 and 2024. To better determine their next steps, it helps borrowers to know where mortgage interest ra...