What are today's mortgage interest rates: April 14, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 14, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 14, 2026 / 9:35 AM EDT / CBS News Add CBS News on Google Homebuyers and owners looking to refinance should start by reviewing their daily mortgage rate options. Fran Polito/Getty Images Borrowers hoping for mortgage interest rates to decline haven't had much luck lately. Inflation surged in the latest reading from the Bureau of Labor Statistics, further pushing out the likelihood of a Federal Reserve interest rate cut. The central bank, meanwhile, after pausing cuts in its first two meetings of the year, is expected to maintain that stance when it meets again this month. And geopolitical tensions and overseas conflicts have caused volatility in the stock market, both of which will need to be reduced to support rate reductions this year.At the same time, mortgage interest rates did decline materially in 2025, and while some of that improvement has been negated in recent weeks, rates here are still a bit lower than they were at similar points in the spring of 2025 and 2024. And that marginal improvement could be the difference between locking in one of today's current mortgage rates or delaying a purchase or refinancing action, perhaps indefinitely. To better determine your next steps, it helps to know where mortgage interest rates stand currently, as of April 14, 2026.See how low your current mortgage interest rate offers are now.What are today's mor...