What are today's mortgage interest rates: April 10, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 10, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 10, 2026 / 10:38 AM EDT / CBS News Add CBS News on Google Mortgage rates have changed noticeably recently, both for buyers and owners hoping to refinance. DanDriedger/SimplyCreativePhotography/Getty Images Borrowers hoping for a drop in inflation and a corresponding interest rate cut woke up to disappointing news Friday morning when the latest report from the Bureau of Labor Statistics showed a surge in the rate. Now at 3.3%, inflation is at its highest level in nearly two years and is close to a point and a half above the Federal Reserve's target 2% goal. That essentially delays the chances of a Fed rate cut for the time being and could result in higher borrowing costs for a series of products, of which mortgages and mortgage refinance loans won't be excluded.At the same time, mortgage interest rates did see noticeable improvement in 2025, and despite some volatility in the space in recent weeks, they're still lower than where they were at this point in 2025 and 2024. So borrowers may still find today's rates worth pursuing. But after this latest inflation reading, it may make sense to act now, before market conditions worsen and lenders respond with higher rate offers. To better understand the value of taking action now, it helps to know where mortgage interest rates stand, specifically, as of April 10, 2026.See how low your current mortgage rate...