What are my rights if my flight is cancelled or delayed?

What are my rights if my flight is cancelled or delayed?6 minutes agoShareSaveAdd as preferred on GoogleNur Photo/Getty ImagesUncertainty over the conflict in the Middle East has caused widespread disruption to flights.Some airlines have cut flights from their summer schedules and others have hiked fares as airspace closures and jet fuel prices have pushed up their operating costs.Some major UK package holiday providers are cancelling holidays to the Middle East, including trips where the flights pass through affected areas in transit. Passengers affected have various rights – primarily a refund. However, these can vary depending on which carrier you are flying with and from where.Only when an airline is at fault is extra compensation payable, which is not the case with travel difficulties caused by the current conflict.Aer Lingus cancels some flights from summer scheduleLufthansa cuts 20,000 summer flights as fuel prices surgeAir fares soar by nearly 25% as Iran war forces flights to re-routeWhat do airlines have to offer passengers?When flights are delayed or cancelled, UK and EU airlines, and other carriers when you are departing a UK or EU airport, have a duty to look after you.That includes providing meals and accommodation, if necessary, and getting you to your destination. The airline should organise putting you on an alternative flight, at no extra cost.Additional losses, such as unused accommodation, might require a claim to a credit card provider, if that was the payment option used.After that, a claim may need to go to your travel insurance provider. But there is no standard definition of what is covered.It may require a close look at the details of the policy to see what is covered, in which circumstances.Passengers are also being urged to heed travel advice from the UK government, as this can also affect travel insurance rights.If my flight is cancelled, can I get a refund or another flight?If your flight is covered by UK law, your airline must let you...