Visa Cards For AI Agents: Visa And Inflow Enable Agentic Payments
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InnovationConsumer TechVisa Cards For AI Agents: Visa And Inflow Enable Agentic PaymentsByJohn Koetsier,Senior Contributor.Forbes contributors publish independent expert analyses and insights. Journalist, analyst, author, podcaster.Follow AuthorMay 08, 2026, 12:04am EDT--:-- / --:--This voice experience is generated by AI. Learn more.This voice experience is generated by AI. Learn more.AI agents can now pay for services, thanks to new technology from Visa and InFlow.NurPhoto via Getty ImagesAI agents are doing more and more work every day. One helps me research the humanoid robot ecosystem; another manages my daily email and weekly calendar. Until now, however, agents had a hard time paying for services, even if I wanted to authorize them to do so. This week, that changed. San Francisco-based InFlow is launching what it calls agent-native commerce infrastructure, built on top of Visa Intelligent Commerce. The combination is meaningful because it pairs two things the agentic economy has been missing in the same place: secure, network-grade payment credentials that an agent can actually use, and a policy engine that decides what an agent is allowed to do with them.In other words: the AI agent gets a wallet, and the wallet comes with rules.InFlow launched late last year to enable agentic payments. At the time, founder and former PayPal executive Jim Nguyen told me that “AI agents are getting smarter every day, but they still can’t activate or pay for services on their own.” The problem: not a lack of intelligence, but "the lack of an AI-native payment system designed to remove friction from agentic commerce.” His goal was to launch PayPal, essentially, for agents.Now it appears he’s actually done that.InFlow positions itself as B2AI infrastructure: business-to-AI. In other words, the customer it’s built for isn’t a human but an agent. The platform handles identity, onboarding, multi-currency wallet functionality and what InFlow calls a policy-governed payments eng...
