Premium Bonds August 2026 winners: Saver with £650 holding wins £100,000 prize

A Premium Bonds holder in Tyne and Wear has won a £100,000 prize in the August 2026 draw despite having just £650 invested.

The saver secured the second‑largest prize available after purchasing the winning bond only four months earlier in March 2026.

The £100,000 award is the highest prize below the two £1million jackpots, and the result underlines that every £1 bond carries the same chance of winning through ERNIE, NS&I’s electronic random number generator.

Both £1million jackpot winners in August were based in the south of England.

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• The first, from Kent, held £21,000 in Premium Bonds. Their winning bond — 664BF890888 — was purchased in February 2026.
• The second, from the Hampshire and Isle of Wight area, held £49,850, just £150 below the maximum investment limit. Their winning bond — 491KF169443 — was bought in March 2022.

Andrew Westhead, retail director at NS&I, said: “August has a whole new outlook for two Premium Bonds holders in Kent and Hampshire & Isle of Wight, with Agent Million bringing the good news they have each won the £1million jackpot.”

He added that the Kent winner’s recent purchase shows “every £1 Bond has an equal chance of winning”.

Several small holdings also secured major prizes. One saver with just £20 invested won £50,000 from a bond purchased in July 1981.

Another holder with £30 invested also won £50,000, with the winning bond bought in December 1979.

Across the August draw, NS&I awarded:

• 83 prizes worth £100,000
• 165 prizes worth £50,000
• 2,289,959 prizes worth £25

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Premium Bonds, offered by NS&I and backed by the Treasury, do not pay interest. Instead, each £1 bond is entered into a monthly prize draw, with prizes ranging from £25 to £1million.

There is no guarantee of winning, and the odds currently stand at 22,000 to one, with a prize fund rate of 3.8 per cent. Savers can invest up to £50,000.

NS&I notifies winners by email or text, and bond holders can check results using the NS&I prize checker or the Premium Bonds app.

More than 22 million people now hold Premium Bonds.

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