Melania Trump unveils a spinoff of Trump Accounts for foster kids

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(AP Photo/Allison Robbert)The Associated PressWASHINGTON -- First lady Melania Trump and Treasury Secretary Scott Bessent announced the launch of Fostering the Future Accounts on Thursday, a spinoff of the Trump Accounts investment funds meant to give $1,000 to every newborn whose parent opens one. Building on her work helping foster children, Melania Trump said the new federal guidance will give child welfare agencies the ability to act as a guardian for children in foster care for the purposes of opening an account. Melania Trump, speaking at a news conference at the Treasury Department, said the move “gives foster children the same chance at asset ownership and long-term wealth as every other child.” The accounts will be open for contributions on July 4. To qualify for an account, a child must also be a U.S. citizen born between Jan. 1, 2025, and Dec. 31, 2028. The White House Council of Economic Advisers estimates that a Trump Account balance for a baby born in 2026 will be $5,800 by age 18 and $18,100 by age 28 if no other contributions are made. The first lady said 23 governors have pledged to allow state agencies to begin the process of enrolling children in the program. “I urge every governor and business leader to help fund these accounts," she said. There are roughly 330,000 children in the U.S. foster care system, according to the National Council for Adoption. One in 5 of them is at risk of homelessness after aging out of foster care, and only half gain employment by the time they are 24, says the National Foster Youth Institute. “Those outcomes are unsettling but we refuse to accept them as inevitable,” Bessent told the news conference. “We are affirming that the American dream belongs to every child.” A provision of Trump’s tax and spending legislation that he signed into law last summer created Trump Accounts. Under them, the Treasury Department gives $1,000 to babies so long as their parents open an account. That money is then invested in the stock market by private firms, and the children can access the money when they turn 18. Employers and billionaires across the country have pledged to make matching Trump Accounts contributions for employee benefits. Among them are Michael and Susan Dell, who announced a $6.25 billion donation, and hedge fund founder Ray Dalio and his wife, Barbara, who pledged $75 million for kids under 10 in Connecticut, where the Dalios live. 24/7 coverage of breaking news and live events First lady Melania Trump and Treasury Secretary Scott Bessent announced the launch of Fostering the Future Accounts on Thursday, a spinoff of the Trump Accounts investment funds meant to give $1,000 to every newborn whose parent opens one. Building on her work helping foster children, Melania Trump said the new federal guidance will give child welfare agencies the ability to act as a guardian for children in foster care for the purposes of opening an account. Melania Trump, speaking at a news conference at the Treasury Department, said the move “gives foster children the same chance at asset ownership and long-term wealth as every other child.” The accounts will be open for contributions on July 4. To qualify for an account, a child must also be a U.S. citizen born between Jan. 1, 2025, and Dec. 31, 2028. The White House Council of Economic Advisers estimates that a Trump Account balance for a baby born in 2026 will be $5,800 by age 18 and $18,100 by age 28 if no other contributions are made. The first lady said 23 governors have pledged to allow state agencies to begin the process of enrolling children in the program. “I urge every governor and business leader to help fund these accounts,\" she said. There are roughly 330,000 children in the U.S. foster care system, according to the National Council for Adoption. One in 5 of them is at risk of homelessness after aging out of foster care, and only half gain employment by the time they are 24, says the National Foster Youth Institute. “Those outcomes are unsettling but we refuse to accept them as inevitable,” Bessent told the news conference. “We are affirming that the American dream belongs to every child.” A provision of Trump’s tax and spending legislation that he signed into law last summer created Trump Accounts. Under them, the Treasury Department gives $1,000 to babies so long as their parents open an account. That money is then invested in the stock market by private firms, and the children can access the money when they turn 18. Employers and billionaires across the country have pledged to make matching Trump Accounts contributions for employee benefits. Among them are Michael and Susan Dell, who announced a $6.25 billion donation, and hedge fund founder Ray Dalio and his wife, Barbara, who pledged $75 million for kids under 10 in Connecticut, where the Dalios live.