Martin Lewis MSE says 'don't accept' in insurance alert to anyone with a car

Martin Lewis MSE says 'don't accept' in insurance alert to anyone with a carIt's important to check, as there is often a better deal elsewhereCommentsLifestyleAndrew Nuttall U35 Lifestyle Writer11:02, 15 Apr 2026View 3 ImagesMartin Lewis has told anyone with a car not to accept this offer(Image: ITV)People should "not just accept" the figure that their car insurance will automatically renew without making their own simple check first, experts say. Taking a few minutes could save UK drivers a significant amount each month, motorists are being told.‌In a recent Money Saving Expert (MSE) newsletter, Martin Lewis and his team of professionals said: "Don't just accept your renewal quote, even if it's the same as last year - prices are down around 10%. Even if you're not at renewal, see if you can lock in a cheaper price now."‌The finance expert and his team claimed that, after years of increases, the average policy price has steadily dropped. However, driven by rising inflation due to the Middle East conflict, motorists could be hit with higher bills as average prices are expected to "creep up", according to analyst Defaqto.‌The quickest way to see a range of products and see the difference in pricing is to use a comparison tool or website. To find some of the cheapest deals and use all of the MSE-approved tips to lower costs, use Martin Lewis' free Compare+ Car Insurance tool.After answering the usual questions about your car, requirements and driving history, it gives a "benchmark quote using the cheapest deal". From here, the tool goes further than most by offering personalised tips that could help lower the price even further.View 3 ImagesMake a quick check to see if there is a better offer available elsewhere(Image: Getty)‌It checks the level of excess, the best way to pay, the cheapest acceptable job title, whether to add extra drivers, and whether it's worth combining home insuran...