How much to save each month 'based on age' for 'comfortable retirement'

How much to save each month 'based on age' for 'comfortable retirement'Which? shared how much people could need to save each month, depending on their ageCommentsMoneyAmber O'Connor Money and Lifestyle reporter U35s11:21, 14 Apr 2026View 2 ImagesWhich? shared the amount needed for a 'comfortable retirement' (stock photo)(Image: Getty)When it comes to planning your retirement, it's common knowledge that the earlier you start saving, the better. However, people might not realise how much money they should be putting aside each month to reach their goal.‌Which? has revealed the exact amount people may need, depending on when they start saving. Posting on TikTok, the consumer experts shared a guide for people in their twenties, thirties, forties, and fifties. The video was titled: "How much do I need to retire?"‌In the @Whichuk post, a team member told viewers: "Here's what you need to save for a comfortable retirement, whether you're starting in your 20s or your 50s." As Which? explained, the 'building blocks' that make up your retirement income include your state pension and any private pensions you may have.‌They said: "The amount of state pension you get will depend on a few things, like how many years of national insurance contributions you've made, but even if you get the full state pension, our research shows that this income wouldn't be enough for a single person just to pay for essentials."The Which? advice continued: "This is where private pensions come in. You'll need this extra income to reach what the organisation Pensions UK calls a moderate standard of living in retirement, where you have extra cash for things like holidays, recreational activities and meals out.Content cannot be displayed without consent‌"For a single person to hit the moderate target of £31,700 a year, you'd need a total private pot of around £367,000 on top of your st...