How much interest can a $100,000 CD account earn now?

MoneyWatch: Managing Your Money How much interest can a $100,000 CD account earn now? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 20, 2026 / 3:28 PM EDT / CBS News Add CBS News on Google A $100,000 CD account could be worth considering now with interest rates high and on hold. PLCNSK/Getty Images If you have a large, six-figure amount of money that you're unsure what to do with, it may be tempting to simply invest it in stocks or bonds. After all, historically, returns on stocks have been shown to range from 10% to as high as 16% in recent years. So, if you have $100,000 to work with, this could be the smart way to grow it much further.But it also could be the way to lose all of it. Stock market swings, after all, can be powerful, especially in today's inflationary economic environment. What could be performing well one day may not be the next, before reversing course on the third. Savers can circumvent this scenario, however, by simplifying depositing this much money into a fixed-rate savings vehicle instead.A certificate of deposit (CD) account is the obvious choice, especially now that the Federal Reserve is keeping higher rates on pause indefinitely. Interest rates on this account type are competitive now, even if they're not quite as high as the returns stocks typically present. CD rates, however, are fixed, allowing savers to calculate their precise interest earnings over time. Using today's top rates, how much interest can a $100,000 CD account earn now? Below, we'll crunch t...