How much interest can $25,000 earn in a 2-year CD?

MoneyWatch: Managing Your Money How much interest can $25,000 earn in a 2-year CD? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson April 3, 2026 / 10:00 AM EDT / CBS News Add CBS News on Google Interest earnings on a $25,000 2-year CD account will be worth thousands of dollars upon account maturity. SimpleImages / Getty Images In a conventional savings or investing climate, depositing a large sum into a long-term certificate of deposit (CD) isn't often the best choice for savers. After all, to earn interest on the account, you'll need to commit to keeping the funds untouched for an extended period. And that will prevent you from pivoting your strategy as needed – or risk paying an early withdrawal penalty, which can be substantial on an account worth $25,000. Even the most competitive CD rates, too, will often be outpaced by what can be made with stocks.At the same time, the economic landscape of early April 2025 is far from conventional. Interest rates are still elevated, progress toward lowering inflation has stalled, stock market returns are volatile and geopolitical tensions and overseas conflicts have left many looking for safe and lucrative alternative homes for their money. A long-term, 2-year CD in this environment, then, may be worth exploring. And with a $25,000 deposit, the interest earnings can be substantial.Before getting started, it helps to know what those interest earnings will actually look like. Thanks to the CD's fixed interest rate, the math will be easy to calcul...