Here's how much interest a $90,000 CD account can earn savers now

MoneyWatch: Managing Your Money Here's how much interest a $90,000 CD account can earn savers now We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 27, 2026 / 4:05 PM EDT / CBS News Add CBS News on Google It may be worth locking your money into a high-rate CD account now that interest rates are holding steady again. Getty Images/iStockphoto If you have a large, five-figure amount of money, such as $90,000, in your savings account now, investing it in stocks, bonds, real estate or a mix of all three may seem like the best approach. After all, stock market returns in recent years have been as high as 16%. Even the best interest rate on a certificate of deposit (CD) account, for example, tops out around 4% now, making stocks exponentially more profitable. That said, stock market swings can be substantial and, depending on the economy, your gains can be wiped out overnight. That's not a concern with a CD account, which has a fixed interest rate that will allow you to earn a big return no matter how the market evolves during the account's term. While the interest-earning potential of a $90,000 investment can be significant, it won't be guaranteed the way the CD account will. It makes sense, then, to calculate the interest-earning potential the CD offers before making a final decision on your next steps. Below, we'll crunch the returns that savers need to know now.See how much interest you could be earning with a CD account now.Here's how much interest a $90,000 CD account can earn sa...