What could mortgage interest rates look like by the end of 2026?

MoneyWatch: Managing Your Money What could mortgage interest rates look like by the end of 2026? Here's what some experts predict. We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Aly J Yale Aly J Yale Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. Read Full Bio Aly J Yale April 15, 2026 / 10:04 AM EDT / CBS News Add CBS News on Google There are multiple factors to consider when determining the direction of mortgage interest rates in 2026. Sorapop Udomsri/Sorapop/Getty Images Despite some declines at the start of 2026, mortgage rates have been on their way up in recent weeks. In early March, the average rate on 30-year mortgages was just 5.75%, according to Zillow data. As of April 15, it had jumped to 6.12%. It might not sound like much, but when average home prices clock in at over $400,000, even a quarter of a percentage point can mean paying tens of thousands more in interest over the life of the loan.Several factors have contributed to the recent spike in rates, including geopolitical uncertainty and its impact on gas prices and inflation expectations. How much will those factors continue to influence rates, though, and what can you expect to see if you take out a mortgage later this year? We asked some experts for their predictions on what mortgage rates could look like by the end of 2026.Start by seeing how low your current mortgage rate options are here.What could mortgage interest rates look like by the end of 2026?For now, most industry experts think rates will end 2026 near their current, low 6% range, says Bill Dawley, senior vice president of residential lending at Amegy Bank. The Mortgage Bankers Association's recent forecast backs that...