What are today's mortgage interest rates: April 30, 2026?

MoneyWatch: Managing Your Money What are today's mortgage interest rates: April 30, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson Updated on: April 30, 2026 / 8:57 AM EDT / CBS News Add CBS News on Google Mortgage interest rates have changed for borrowers in noticeable ways after this week's Fed rate news. Ken Wiedemann/KenWiedemann/Getty Images The day on which a Federal Reserve meeting is held can hold a lot of importance for borrowers, as the central bank's decision on interest rates can cause borrowing costs to rise or fall. And that's particularly true for homebuyers and owners looking to refinance, as the Fed is a big driver behind mortgage interest rates. But it's not just the hours before and after a formal decision is announced that count. The days after are also important as borrowers gain a new understanding of market conditions and lender responses to the Fed's moves, or lack thereof.So while mortgage rates are always important to monitor for prospective borrowers, they became more important to keep track of on Wednesday, when the Fed announced it was keeping interest rates paused, its third such pause this year. But it's arguably even more important to monitor today and in the upcoming days as rates could reflect this pause more clearly, perhaps even in unexpected ways. Borrowers will also start to gain clarity on where rates could be heading in May, without a Federal Reserve meeting on the calendar to move them in either direction. So, where do mortgage interest r...